Giorgi Ghvaladze has been heading the credit department of JSC Microfinance Organization Micro Business Capital since 2013. He has many years of experience working in the field of banking and finance. In 2005, he started his career at Bank Constanta as a lending expert, later as a branch manager, and also as head of the Mini and Mini-Agro departments.

Giorgi graduated from Tbilisi State University and has a Bachelor's degree in Economics. In 2006, he was awarded a Master of Business Administration (MBA) from the Caucasus Academic Center (CAC), and since 2014, he has been a PhD student in Business Administration at the Faculty of Engineering of the Georgian Technical University.